VA loans are mortgages backed by the Department of Veterans Affairs, offering military veterans valuable benefits such as low interest rates and no required down payment.
USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.
Not all mortgages are created equal. For example, while some borrowers choose adjustable-rate mortgages (ARMs), the most frequent loan type is the fixed-rate mortgage.
An Interest Only Mortgage is a type of loan where the borrower makes monthly payments that solely cover the interest accrued on the principal amount borrowed.
A Conventional Standard Loan is a type of mortgage that is not insured or guaranteed by the federal government. Instead, it follows guidelines set by entities like Fannie Mae and Freddie Mac.
The Freddie Mac HomeOne loan is a conventional mortgage program backed by Freddie Mac that allows first-time homebuyers to purchase a home with as little as 3% down.
A Conventional High-Balance Loan is a type of conforming loan that exceeds the standard loan limits set by the Federal Housing Finance Agency (FHFA), but still falls within the higher limits allowed in designated high-cost areas.
Not all mortgages are created equal. For example, while some borrowers choose adjustable-rate mortgages (ARMs), the most frequent loan type is the fixed-rate mortgage.
An Interest Only Mortgage is a type of loan where the borrower makes monthly payments that solely cover the interest accrued on the principal amount borrowed.
Instead of relying on W-2s or tax returns, these loans evaluate your income based on your actual bank deposits, offering a more realistic view of your financial health.
If you are self-employed, run a business, invest in real estate, or have income that does not show clearly on standard tax documents, qualifying for a conventional loan can feel frustrating.
Designed specifically for non-U.S. residents, this loan program removes many traditional barriers and focuses on what truly matters, the income potential of the property itself.
Begin your home search with a free pre-qualification to prepare for the journey ahead. We can also connect you with a trusted real estate agent from our network.
Not all mortgages are created equal. For example, while some borrowers choose adjustable-rate mortgages (ARMs), the most frequent loan type is the fixed-rate mortgage.
An Interest Only Mortgage is a type of loan where the borrower makes monthly payments that solely cover the interest accrued on the principal amount borrowed.
Top Class Molrtgage Inc. Dba TC Mortgage is a wholesale mortgage broker and lender. This advertisement is not a commitment to lend. Receipt of this advertisement does not mean you have been pre-qualified or pre-approved for any product or services we offered. Interest rates and APRs are for informational purposes and do not include all applicable fees. Mortgage quotes are always complimentary, with no obligation to proceed. Note: Loan limits may vary by county
